Debit Cards

Why is your debit card blocked? Debit cards can be blocked for many reasons including: Suspicious activity Making a suspicious or unusual purchase Incorrectly entering the PIN Expired debit card Inactive debit card Overdrafted account Purchase confirmation required Transaction limit has been reached Your card has a hold on it Funds are frozen due to […]

What are the important benefits of a debit card? Debit card benefits include: Low (or no) fees Interest earned Reward programs Accounts Ease of use Payments Security And budgeting assistance Debit cards can help you save, monitor spending, and receive a long list of rewards through different programs. From low fees to increased security, this

How can you use your debit card abroad? Debit cards can be used like normal or by visiting an ATM when abroad. Keep in mind, not all locations abroad will accept your debit card. Make sure you inform your bank of your travel plans and bring an alternate means of payment. Debit cards are an

Whether you’ve forgotten your PIN altogether or want to change it for security reasons, there are three ways you can change the PIN on your debit card. If you know your current PIN and want to pick a new one, you can do so at your nearest ATM, online, or in-person at your financial institution.

How does a debit card account work? A debit card account is linked to your bank’s checking account. The bank issues you a debit card which you can use to make purchases. The money in your checking account is debited for the purchase. Debit cards give you easy access to the money in your checking

What age can you get a debit card? Most minors get their first debit card at 16 years old, although some institutions will allow children as young as six to get a debit card with parental approval. As a parent, having your child get a bank account with a debit card can be a blessing.

What are the pros and cons of using a debit card? Debit cards provide easy access to your money for daily spending without fees or interest rates. However, debit cards come with minimal fraud protection, don’t build credit or let you borrow money, and you may have difficulties when traveling. Most people use credit cards

So what is a contactless debit card and how does it work? A contactless debit card allows you the option to tap your card for payment in addition to swiping or inserting your card. These cards work based on proximity rather than reading the chip or magnetic strip. Contactless cards can only be used with

What is the security code on my debit card? The security code or (CVV) is a three or four digit code located on the back of your debit or credit card. A CVV is used to make online or over the phone purchases to ensure the actual card holder is indeed making the purchases. In