Dave Ramsey's baby steps combined with the debt snowball method are perfect for any family looking to save money, pay off debt, and build wealth. These tips act as a checklist to ensure your family will be prepared financially and can reach retirement, worry-free. Saving money is easy when you follow these 7 steps!

How to start the Dave Ramsey baby steps, create a budget, and save money to pay off debt

Dave Ramsey’s baby steps are the perfect answer for anyone looking to pay off debt and start taking control of their finances. It’s really awesome to me that everyday finances can be broken down to seven steps. These steps are more like seven mini-goals. You can start wherever you fall in your financial journey and …

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If your budget isn't working, it isn't too late to fix it. You may be making common budgeting mistakes and a simple change can help you save more money. When you budget effectively, you'll be able to pay off more debt and live a happier financial life.

11 reasons your budget isn’t working, how to fix it, and save money

I can totally understand that budgeting is not something everyone wants to spend their free time on. I mean, the sun is shining and you’ve got a pile of receipts in front of you. Who wants to put purchases into a spreadsheet anyway? Unfortunately, proper budgeting does take some effort. However, it is well worth …

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