TightFist Finance

John is the founder of TightFist Finance and an expert in the field of personal finance. John has studied personal finance for over 10 years and has used his knowledge to pay down debt, grow his investment portfolio, and launch a financial based business. He is committed to sharing content related to personal finance based on his experience in his career, investing, and path towards reaching financial independence.

The 50/20/30 rule is the perfect budget for those looking to save money without a lot of effort. The 50/20/30 budget makes it easy to spend money every month without the stress of budgeting. This article will help you save more money by identifying three spending categories: essential expenses, savings, and spending.

How to budget your money with the 50/20/30 rule

Having a strict budget isn’t for everyone. Big shocker, most people don’t find budgeting appealing! I do recommend building an effective family budget, but there isn’t any point if you won’t stick to it. Not many people want to sit down and enter receipts into a spreadsheet. The 50/20/30 rule is the solution that will […]

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Dave Ramsey has been a big hit with a lot of families, including mine. Dave’s seven baby steps have helped numerous people pay off debt and start saving money. When you’re building your families budget, it can be hard to determine how much money goes where. Dave created his recommended household budget percentages...

Dave Ramsey recommended household budget percentages

Dave Ramsey and his budget percentages have been a big hit with a lot of families, including mine. Dave’s seven baby steps have helped numerous people pay off debt and start saving money. When you’re building your families budget, it can be hard to determine how much money goes where. That’s why Dave created his

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Dave Ramsey's baby steps combined with the debt snowball method are perfect for any family looking to save money, pay off debt, and build wealth. These tips act as a checklist to ensure your family will be prepared financially and can reach retirement, worry-free. Saving money is easy when you follow these 7 steps!

How to start the Dave Ramsey baby steps, create a budget, and save money to pay off debt

Dave Ramsey’s baby steps are the perfect answer for anyone looking to pay off debt and start taking control of their finances. It’s really awesome to me that everyday finances can be broken down to seven steps. These steps are more like seven mini-goals. You can start wherever you fall in your financial journey and

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15 Financial habits you need to start now for ultimate money saving

Remember when you were little and your parents told you to do something you didn’t want to do? You know, like when your parents told you that dinner comes before dessert? Your parents were trying to teach you good habits so that you could grow up and *hopefully* feed yourself dinner and not pig out

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Just because you need to buy baby wipes doesn't mean you want to spend a lot of money. This article covers the best homemade, cloth, and natural baby wipe options so you can choose the best fit for your families budget. If you want to make your own baby wipes you can save more money, but other options exist!

Save money on baby wipes. The best homemade, cloth, and natural options

Baby wipes are one of the least favorite things families want to spend their money on, but they are a very important! Getting the right baby wipes can save you money so that you can use that money on more fun baby items, or something important like college. You also want to make sure you

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